New Direction Trust Company – Roth IRAs
What is a Roth IRA?
With a Roth IRA, cash is contributed post tax, meaning the contribution (the amount you delegate out of your salary to put into the account each year) is made with taxable earnings for that year. A Roth account holder can continue to make contributions throughout his or her life.
About NDTCO
We are a private financial trust based in Louisville, Colorado that provides best-in-class custodial services for more than 50,000 self-directed accounts and holds $3.7 billion in cash and assets for our clients. Our ongoing mission is to provide the education, flexibility, and account management tools investors need to realize that the spectrum of self-directed investments is broader and easier to manage than they think.
Today’s retirement investors have a broad variety of account and investment options. Some may browse their retirement plan options and assume that it would make sense to hold only one account. For example, when comparing Traditional IRAs to Roth IRAs, you may feel inclined to choose only one. But could it make sense to hold … Read More
If you’re one of many investors with or considering a Roth IRA, it’s important to understand the “five-year rule” works. Below is a short explanation of how the rule affects your IRA distributions. Are you ready to open a new Roth IRA? Complete our easy online new account application in a matter of minutes! What is the Five-Year … Read More
People assume retirement investments must be exchange-traded stocks, bonds, and mutual funds. Stock market volatility frequently intimidates retirement investors to the point that they simply do nothing and forego crucial retirement planning. Roth IRA account owners will be pleased to know there is an entire spectrum of alternative investments unrelated to the stock market available to them. … Read More
What is a Roth IRA? Roth IRAs–passed into law in 1997–are a very popular way to save for retirement because investment earnings are tax free. With a Roth IRA, cash is contributed post tax, meaning the contribution (the amount you delegate out of your salary to put into the account each year) is made with taxable … Read More
History of the Roth IRA In 1971, an army veteran from Delaware named William Victor Roth began his near-30-year tenure in the United States Senate. He sought to build upon his brief stint in the House of Representatives by tenaciously pursuing tax cuts for the American people. 26 years after his first election, Senator Roth … Read More
All retirement account types offer unique tax benefits. Traditional IRAs alleviate your financial burden in the near term by allowing tax-deferred contributions, while Roth IRA distributions can be 100% tax free if qualified. Perhaps you’ve already built an impressive Traditional IRA but want the additional tax advantages of a Roth IRA. Fortunately, you won’t have to … Read More
New Direction Trust Company (“New Direction”) performs the duties of a directed custodian. It does not provide any investment advice, legal advice, or tax advice. New Direction does not undertake any due diligence for you, including with respect to any investment or investment provider featured in this blog post or joint webinar or any other investments that you choose to hold in your New Direction account(s). Any information regarding any investment provider or investments that is contained in this blog post or Webinar was provided by the third-party investment provider. New Direction is not affiliated with, does not control or direct, and has no responsibility over any third-party investment provider or investment, and the inclusion of any investment provider or investment options in this blog post or Webinar does not represent an endorsement or recommendation of the investment provider or investment by New Direction in any way. New Direction does not endorse or recommend any investment provider or investment, including those found in this blog post or Webinar. Information and third-party links contained in this blog post or webinar are provided for informational purposes only, and it is solely the responsibility of investors to perform their own, independent due diligence on any investment opportunity. Investors should consult their own investment, legal, and tax advisors before making any investment choices.
