The New Direction Trust Company Blog

A Closer Look at 1031 Exchanges 

Self-directed investing through IRAs and Health Savings Accounts allows you to defer (or eliminate) tax until withdrawals. However, pairing equity investments with debt financing may incur unrelated business income tax (UBIT), even when the equity is provided by a tax-advantaged account.   The most common instance is leverage financed real estate. If your account borrows money to purchase property, your account may owe UBIT on a portion of the earnings generated by your property, including at the sale. As a … Read More

Investing in Breweries (and Other Local Busines...

As the COVID-19 recovery continues, aspiring entrepreneurs will certainly spot opportunities in new business ideas and ventures. Many of these will be local and may include your favorite craft beer brewery.  Ready to invest in breweries? Click here to open a self-directed account with NDTCO today!  Private breweries had been popping up prior to the pandemic, and consumers – and beer connoisseurs – are now re-entering the market. To meet demand, … Read More


Getting in on the Ground Floor with Pre-IPOs in...

Back in the mid-90s, a new website appeared on the similarly new Internet that only sold one thing. Users keen on that one thing could saddle up their dial-up connections and enjoy a top-notch shopping and service experience, fueled by a tenacious, customer-focused company founder. He may have gotten his start by selling that one … Read More

should i have two iras

Could It Make Sense to Have Both a Traditional ...

Today’s retirement investors have a broad variety of account and investment options. Some may browse their retirement plan options and assume that it would make sense to hold only one account. For example, when comparing Traditional IRAs to Roth IRAs, you may feel inclined to choose only one. But could it make sense to hold … Read More

ira or llc

IRA or LLC…or Both? How to Protect Yourself wit...

Seasoned self-directed investors prepare for contingencies, particularly when engaged in alternative assets such as real estate and private lending. Often this includes safeguards. Acquiring investments with a limited liability company (LLC) can provide such a safeguard, but there is another possibility as well: Self-directed, tax-advantaged savings accounts like IRAs, Solo 401(k)s, or Health Savings Accounts. … Read More

vacation rentals

Vacation Rentals in Your Self-Directed Plan

As the end of COVID-19-related travel restrictions near, we may see an increase in demand for vacation rentals. This could be an opportunity for your self-directed IRA, Solo 401(k), or Health Savings Account. Real estate can be a lucrative and diverse asset for your portfolio. Just as rental properties and fix-and-flip projects are common in tax-advantaged … Read More

New Direction Trust Company (“New Direction”) performs the duties of a directed custodian. It does not provide any investment advice, legal advice, or tax advice. New Direction does not undertake any due diligence for you, including with respect to any investment or investment provider featured in this blog post or joint webinar or any other investments that you choose to hold in your New Direction account(s). Any information regarding any investment provider or investments that is contained in this blog post or Webinar was provided by the third-party investment provider. New Direction is not affiliated with, does not control or direct, and has no responsibility over any third-party investment provider or investment, and the inclusion of any investment provider or investment options in this blog post or Webinar does not represent an endorsement or recommendation of the investment provider or investment by New Direction in any way. New Direction does not endorse or recommend any investment provider or investment, including those found in this blog post or Webinar. Information and third-party links contained in this blog post or webinar are provided for informational purposes only, and it is solely the responsibility of investors to perform their own, independent due diligence on any investment opportunity. Investors should consult their own investment, legal, and tax advisors before making any investment choices.