Account Type

SEP IRA

A SEP IRA is an employer-sponsored plan with higher contribution limits. They can be useful investment tools for self-employed individuals with few or no other employees.

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At a Glance

What should you know about a self-directed SEP IRA?

Tax Benefits

Other Benefits

Distribution Rules

What should you know about SEP IRA distributions?

Minimum Distribution Facts

Early Distribution Facts

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Getting Started

How do you fund your SEP IRA account?

Contributions

You can contribute the lesser of 25% of compensation or $69,000 in 2024 to your SEP IRA.

Transfers

The following account types can be transferred to or from a SEP IRA: SEP IRA, Traditional IRA, and SIMPLE IRA (if the SIMPLE has been open at least two years).

Rollovers

The following account types can be rolled to or from a SEP IRA: 401(k), 403(b), 457(b), and Thrift Savings Plan.

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Other Investments

ROI is everywhere if you know where to look

No financial advisor knows you better than yourself. With a SEP IRA, you have the freedom to invest your tax-advantaged retirement funds in the assets you’re most passionate about. 

From real estate to startups to small businesses, if you can find it, we will help you fund it.

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Education Center

Want to learn more about SEP IRA accounts?