ACCOUNT TYPE

SEP IRA

A SEP IRA is an employer-sponsored plan with higher contribution limits. They can be useful investment tools for self-employed individuals with few or no other employees.

AT A GLANCE

What should you know about a self-directed SEP IRA?

Tax Benefits

Other Benefits

DISTRIBUTION RULES

What should you know about SEP IRA distributions?

Minimum Distribution Facts

Early Distribution Facts

GETTING STARTED

How do you fund your SEP IRA account?

Contributions

You can contribute the lesser of 25% of compensation or $58,000 in 2021 to your SEP IRA.

Transfers

The following account types can be transferred to or from a SEP IRA: SEP IRA, Traditional IRA, and SIMPLE IRA (if the SIMPLE has been open at least two years).

Rollovers

The following account types can be rolled to or from a SEP IRA: 401(k), 403(b), 457(b), and Thrift Savings Plan.

OTHER INVESTMENTS

ROI is everywhere if you know where to look

No financial advisor knows you better than yourself. With a SEP IRA, you have the freedom to invest your tax-advantaged retirement funds in the assets you’re most passionate about. 

From real estate to startups to small businesses, if you can find it, we will help you fund it.

EDUCATION CENTER

Want to learn more about SEP IRA accounts?

Essential Viewing

Play Video
All About SEP IRAs

Self-Directed IRA Guide

Investor's Guide
To Self-Directed IRAs