The Spousal Consent Form may be required if the primary beneficiary of an NDTCO account is not the account holder’s spouse, assuming the following conditions are present:
- the account holder’s spouse is living
- the account holder’s spouse is not the sole primary beneficiary named to the account
- the account holder and spouse are residents of a community property state (AZ, CA, ID, LA, NM, NV, TX, WA, or WI)