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RESOURCES

Non-Recourse Lenders

All retirement plans can utilize non-recourse financing to increase their purchasing power. Click here to learn more about what a non-recourse loan can do for your self-directed investment. NDTCO is always here for assistance however cannot recommend or endorse any specific non-recourse lenders.

 

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National Lenders

  • First Western Federal Savings Bank
    Jeff Fullerton and Roger St. Pierre
    800-908-8845
    myiralender.com
    Loans up to 60% of the purchase price
  • North American Savings Bank
    Jason Zook and Nick Allen
    866-735-6272
    iralending.com
    Loans 60% -70% of the purchase price
  • First National Bank of America
    Scott D. Raymond
    616-538-6017
    f: 517-336-2973
    scott.raymond@fnba.com
    FNBA will finance 1 to 4 family homes in all 50 states. 5+ unit properties need to be located within the state of Michigan
  • GMA Funding
    Ezra Javasky
    347-897-9174
    888-958-5544
    f: 877-529-0184
    ezra@gmafactor.com
    gmafactor.com
    $100,000 – $2MM, 6-12 month, single family, multi-family and commercial
  • Seattle Funding Group, LTD.
    Ron Lorentsen
    425-455-1733
    Short term loans (6 mo-2yrs) 50%-65% LTV max, SFR and multi-family options, loan amounts $300K-$5M
  • Peak Asset Lending
    Dustin Lauer, dustin@peakassetlending.com
    Paul Sauer, paul@peakassetlending.com
    913-956-7325
    peakassetlending.com
    Financing available in markets within AL, AR, AZ, FL, GA, IA, IL, IN, KS, KY, MO, MS, NC, OH, OK, PA, SC, TN and TX
    50%-65% LTV depending on the loan amount. Over $100,000 = 65% 
    Rehab financing is available (with full 30 year term available even for fix & flips). Up to 80% of purchase advanced at closing, and up to 80% of repair funds available for reimbursement upon completion.
  • Straightline Funding
    David Cruise
    678-920-1829
    straightlinefunding.com
    Lending in IL, MO, AL, GA, NC, SC & FL
  • Island View Mortgage, Inc.
    952-345-3445
    f: 952-960-0117
    islandviewmortgage.com
    60% or less LTV
    10 year term, max
    Up to $500k loan amounts, residential or commercial
  • Lending Resources Group
    415-309-1803
    mark@lendingresourcesgroup.com
    lendingresourcesgroup.com
    Non-recourse loans for IRA investors from coast to coast. SFR, condos, multi-family, commercial, vacation rentals

Regional Lenders

  • Merchant Mortgage and Trust Corporation, LLC
    Kim Hubbard, Executive Vice President
    303-848-2363
    merchantsmtg.com
    80% LTV; 6 months/short term loans
    Front range of Colorado, Phoenix Metro, Dallas Ft. Worth, Austin, San Antonio, Kansas City, Salt Lake City, Portland, Seattle

  • Civil Financial Services
    Mark Liker
    720-507-5315
    markliker@civicfs.com
    merchantsmtg.com
    Lending in 15 states – AZ, CA, CO, FL, GA, HI, NC, NV, OR, SC, TN, TX, UT, VA, WA
  • NBH Bank
    Seth Van Essen 
    303-302-3126
    svanessen@nbhbank.com
    SethVanEssen.com
    Lending in CO, MO, KS, TX, NM, UT

California Lenders

  • Pacific Southwest Realty Services
    310-471-1911
    psrs.com
    Commercial
  • JMAC Funding
    Jim MacArthur
    619-846-1550
    jmac@thehardmoneypros.com
    thehardmoneypros.com
    Hard money loans; Max LTV or 65% loan amounts + $30K, max term: 5 years,  commercial, residential and land

Colorado Lenders

  • FirstBank
    Will Hotz
    303-456-2276
    firstbank.com/retirement-based-real-estate
  • Main Street Mortgage, LLC
    Mark Denman
    303-665-8040
    Only multi-family, $1M minimum, 85% LTV
  • First National Bank of Durango
    970-247-3020
    fnbdurango.com
  • Pine Financial
    Justin Cooper
    303-835-4445
    pinefinancialgroup.com
    65% of the ARV or 90% loan to cost, including repair money (whichever is less), single family detached, 9 month bridge loan
  • TABS, LLC
    Alex Thomas
    303-429-1990
    info@tabs-llc.com
    tabs-llc.com
    Up to 65% LTV – contact for rate and term
  • The Investor’s Source, LLC
    970-635-2397
    theinvestorssource.com
    Lends up to 65% of the ARV, loans are 6-9 months or 24 months+, residential or commercial
  • Flatirons Bank – Boulder
    Jean Lamping
    c: 720-473-5123
    o: 303-530-4999
    flatironsbank.com
    Boulder County property. Will consider fix and flips. May consider a line of credit.
  • First National Bank
    Dave Wood
    o: 719-481-0008
    c: 541-971-7878
    Territory: Lower Arkansas Valley, Pueblo, Colorado Springs, Monument, South Denver; and, will consider exemptions for commercial properties along the Front Range and Summit County. 10 and 15 year fixed terms, up to 60% LTV.
  • Solera National Bank
    303-209-8600
    solerabank.com
    Max LTV is 65%, may be reduced subject to specifics of a particular transaction. Loan Amounts: $50k to $500k. Principal and interest monthly based on amortizations up to 25 years.

Washington Lenders

  • Pacific Crest Savings Bank
    Larry Enselman
    425-670-9623
    50% LTV Maximum. SFR and multi-family options; loans up to $2 million. 
    3/1, 5/1, and 7/1 ARM options, 30 year amortization

Arizona Lenders

Minnesota Lenders

  • Pine Financial
    Sean Blomquist
    612-567-7772
    pinefinancialgroup.com
    65% of the ARV or 90% loan to cost, including repair money (whichever is less), single family detached, 9 month bridge loan