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Real Estate IRA Pennsylvania

Pennsylvania Real Estate as an IRA Asset?
NDTCO Can Show You The Way!

Have you considered buying an investment property to rent out in Pennsylvania? You could invest with the money in your pocket, or you could invest the money in your retirement account through a real estate IRA! If your IRA, 401(k), or Health Savings Account boasts a five- or six-figure balance, you can put those tax-advantaged funds to work in rental properties and enjoy a new potential source of retirement income!

Pennsylvania continues to experience growth in employment and overall economic health, which can prompt opportunities for real estate investors looking to satisfy demand for living arrangements. Your self-directed retirement account can tap into this demand.

Buying Property with a Tax-Advantaged Plan

So how does purchasing with your non-retirement money compare to purchasing through a real estate IRA in Pennsylvania? A self-directed IRA, 401(k), or Health Savings Account that holds stocks, mutual funds, or similar publicly traded equites can enjoy considerable tax-deferred or tax-free benefits; those accounts can enjoy the SAME benefits if they hold real estate! The process of investing with your retirement account can be quite similar to that of investing with your personal funds, but your retirement account provides significant tax benefits for your potential real estate earnings.

This being the case, it’s important to remember that the IRS has established regulations designed to prevent self-dealing and other prohibited transactions. Feel free to contact the NDTCO office if you have questions or concerns.

Tax-Deferred Account Taxable Account
I earned rental income this year! Will I pay taxes? No! Your account can enjoy tax-deferred earnings* on held-assets. Yes
Can I pursue financing? Yes! An IRA, 401(k), or Health Savings Account can take out a mortgage in the form of a non-recourse loan. Yes
Can I team up with others on the same investment? Yes! You can combine your retirement money with that of other investors. Your IRA could even partner with other IRAs! Yes
Who selects the investment property? You! Your account may be the “owner” of the property, but the decision-making power still lies with you! You
Is rental property my only option? No! Your IRA, 401(k), or Health Savings Account can purchase fix & flip projects, vacant land, etc. in addition to rental property (residential or commercial). No

*Unrelated business income tax might apply. Contact the New Direction Trust Company office for more information.

Why New Direction Trust Company?

We have an A+ rating with the Better Business Bureau, we are highly rated on Google, and we have proudly served investors like you for over 15 years!

We want buying homes and renting them out with your self-directed IRA account to be as easy as possible. NDTCO offers online resources for simple online account management, but still provides access to live representatives that can help address your questions or concerns. We’re here to help from the time of your account opening, to the completion of your real estate investment, and up until you determine it's time to sell!

The NDTCO team is ready to help you get started!
Contact us today!