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depreciation of real estate

Depreciation of Real Estate IRA Assets

Question: If I purchase property with non-IRA funds, I can write off depreciation. I can’t if I buy it with my IRA. Why should I give up what appears to be such a significant tax advantage?  It’s true that you may give up the depreciation tax advantage by investing in real estate with a tax-advantaged … Read More

real estate with an inherited ira

Investing in Real Estate with an Inherited IRA

Depending on the account structure and the beneficiary’s goals for the account, there are many different strategies available to invest in exciting alternative assets that lie outside of the stock market, including rental properties. Using an Inherited IRA to invest in real estate provides the opportunity to generate income from rent, appreciation, and more. Ready to … Read More

1031 exchange

Can my IRA Benefit from a 1031 Exchange?

A 1031 exchange allows taxpayers to defer taxable gains on exchanges of like-kind assets, such as property for property. Because IRA earnings already carry tax benefits, retirement account holders rarely need to employ a 1031 exchange. However, some IRAs may earn taxable income (and taxes) when holding assets purchased with debt financing. In this case, … Read More

reduce ubit

Refinancing Your IRA-Owned Real Estate to Reduc...

Real estate is a common investment choice for self-directed IRA account holders. Investors can translate pre-existing knowledge of the real estate market to their IRA investment strategy. Part of devising a long-term plan for your real estate IRA is understanding how refinancing your IRA-owned real estate can reduce UBIT or unrelated business income tax. Want to … Read More

ira-owned real estate

Can I Be the Property Manager for my IRA-Owned ...

Many self-directed investors who call our office ask, “Can I act as the property manager for my IRA-owned real estate?” The answer is yes, but there are several rules that must be followed in order to comply with IRS guidelines. Ready to invest in real estate with a tax-advantaged account? Click here to open a new account with … Read More

living in your ira-owned real estate

Living in Your IRA-Owned Real Estate

Hopefully, your account-owned rental property has served your retirement plan well. What if you’ve decided you really want to retire and start living in your IRA-owned real estate? Ready to invest in real estate with your self-directed retirement plan? Click here to begin our easy online new account application. If the house was purchased by your Roth … Read More

New Direction Trust Company (“New Direction”) performs the duties of a directed custodian. It does not provide any investment advice, legal advice, or tax advice. New Direction does not undertake any due diligence for you, including with respect to any investment or investment provider featured in this blog post or joint webinar or any other investments that you choose to hold in your New Direction account(s). Any information regarding any investment provider or investments that is contained in this blog post or Webinar was provided by the third-party investment provider. New Direction is not affiliated with, does not control or direct, and has no responsibility over any third-party investment provider or investment, and the inclusion of any investment provider or investment options in this blog post or Webinar does not represent an endorsement or recommendation of the investment provider or investment by New Direction in any way. New Direction does not endorse or recommend any investment provider or investment, including those found in this blog post or Webinar. Information and third-party links contained in this blog post or webinar are provided for informational purposes only, and it is solely the responsibility of investors to perform their own, independent due diligence on any investment opportunity. Investors should consult their own investment, legal, and tax advisors before making any investment choices.