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real estate ira investing

The Basics of Real Estate IRA Investing

Real estate IRA investing can be a surprisingly easy method for savvy investors to supercharge their retirement returns. Many are familiar with real estate investing outside of a tax-advantaged account. In many ways, the process of investing with such an account is quite similar. Most retirement investors don’t know this, partly because they are simply … Read More

prohibited transactions

Real Estate IRA – How the IRS Treats Proh...

When it comes to owning real estate in an IRA, it may be tempting to use your account-held property. However, the IRS prohibits such use. Prohibited transactions can result in steep penalties and distribution of the account. At NDTCO, we hear a lot of questions from investors about what they can and can’t do with … Read More

non-recourse loan

What is a Non-Recourse Loan?

Leverage can be a valuable tool to increase the buying power of an IRA. Leveraging means borrowing funds to increase purchase power and acquiring a property that would otherwise be unaffordable. Surprisingly, many people aren’t aware that their IRA or 401k funds can utilize a non-recourse loan for a real estate IRA investment. Ready to open … Read More

partner with your ira

How to Partner with Your IRA to Buy Real Estate

Is it possible to “partner” with your IRA? Let’s say I provide half of the (non-retirement) money and my IRA supplies the other half. “We” then elect to execute a fix & flip. We would each receive 50% of the net profits, correct? I thought you could only do this if you start a business … Read More

live in my real estate ira property

Can I Live in my Real Estate IRA Property?

Question: Is it true I can’t live or vacation in my real estate IRA property? Answer: True. The IRS prohibits benefiting personally from any asset owned by your IRA (i.e., self-dealing). Furthermore, you can’t let any of your lineal relatives benefit from the asset either. This includes your parents, grandparents, children, grandchildren, spouse and fiduciaries. … Read More

manage a real estate ira

How to Manage a Real Estate IRA

How do I manage a real estate IRA? How do I manage expenses and cash flow in an IRA, particularly when I reach retirement age and have to take required minimum distributions (RMDs)? Planning for cash flow needs is critical for any investment strategy. This is especially true when investing in illiquid assets like real … Read More

New Direction Trust Company (“New Direction”) performs the duties of a directed custodian. It does not provide any investment advice, legal advice, or tax advice. New Direction does not undertake any due diligence for you, including with respect to any investment or investment provider featured in this blog post or joint webinar or any other investments that you choose to hold in your New Direction account(s). Any information regarding any investment provider or investments that is contained in this blog post or Webinar was provided by the third-party investment provider. New Direction is not affiliated with, does not control or direct, and has no responsibility over any third-party investment provider or investment, and the inclusion of any investment provider or investment options in this blog post or Webinar does not represent an endorsement or recommendation of the investment provider or investment by New Direction in any way. New Direction does not endorse or recommend any investment provider or investment, including those found in this blog post or Webinar. Information and third-party links contained in this blog post or webinar are provided for informational purposes only, and it is solely the responsibility of investors to perform their own, independent due diligence on any investment opportunity. Investors should consult their own investment, legal, and tax advisors before making any investment choices.